Rent to Buy: A Flexible Path to Homeownership
Our Rent to Buy scheme offers a flexible solution for those who aren’t quite ready to purchase but want to secure the right home today and start moving toward ownership on their own terms.
It allows you to move into your future home now, with the option to buy it later. You’ll rent the property as normal, while also making monthly option consideration top-up payments, which are credited toward the final purchase price if you decide to buy at the end of the agreement.
Why Choose Rent to Buy?
Fixed Future Price
Secure the sale price at the beginning of your agreement- even if the market rises, your purchase price stays the same.
Live in Your Future Home
Settle in and make it your own. You’ll have full legal control of the property during the option period, with peace of mind that no one else can buy it while you’re renting.
Straightforward Process
There’s no need for a mortgage to move in. You only need to arrange a mortgage or funding if and when you choose to buy at the end of the term.
Greater Flexibility
The scheme can suit a variety of personal circumstances, offering a route to ownership that works around your situation and goals.
Is Rent to Buy Right for You?
Rent to Buy could be the perfect fit if you’re:
- Currently renting but dreaming of owning your own home.
- Frustrated by rising rents and the uncertainty of the rental market.
- Struggling to save enough for a deposit while paying monthly rent.
- Worried house prices are climbing faster than you can save.
- Not yet able to qualify for a mortgage but working toward it.
- Dealing with a credit issue that needs time to improve.
This scheme gives you a clear, structured pathway to ownership – while you live in the home you’re working towards buying.
Let's Talk About Where You Want to Live
We’re here to help you find the right property in the right location. If we already have a home available in your chosen area, we’ll let you know. If not, we’ll keep your details on our waiting list and contact you when something suitable becomes available.
Book an Informal Chat
There’s no pressure and no hard sell — just a friendly conversation to help you decide if Rent to Buy is right for you. We’ll explain the process, answer your questions, and help you take the first step.
Get in touch via email or book a call at a time that suits you.
